Why Am I Not Eligible For Stimulus Check

True Claim: Screenshot List Shows Who Is Not Eligible For Us Stimulus Checks

6 Min Read

A widely shared photograph on Facebook claims to list categories of people who are not eligible for extra payments during the coronavirus outbreak.

The post features a screenshot from a news broadcast. The text reads: Who does not get stimulus checks: college students, disabled people whose parents support them, seniors living with their kids, immigrants without Social Security numbers, babies born in 2020, high earners who lost their jobs, parents who split custody, people who owe back child support.

While some users flagged the post as false or misleading with comments like Thats fake You all dont know the difference between a photoshop and not?, None of this is accurate, and Very vague. This is fake, the photo is taken from a broadcast by Ohios WHIO-TV and contains mostly accurate information.

On March 27, 2020 U.S. President Donald Trump signed a $2.2 trillion aid package – the largest in American history – to help people and businesses cope with the economic downturn inflicted by the coronavirus pandemic . The bill includes about $500 billion for direct payments to Americans of up to $1,200, with additional payments of $500 per child. Payments would be phased out for those earning more than $75,000 a year .

The eligibility criteria can be found on the IRSs website here .

Babies born in 2020 are not yet eligible for the $500 aid, as the IRS is using the 2019 or 2018 federal tax returns to determine eligibility for this payment .

How To Know If You Qualify

Those who are eligible will automatically receive a stimulus payment from the IRS:

• Tax filers with adjusted gross income up to $75,000 for individuals and up to $60,000 for married couples filing joint returns will receive the full payment.
• If youre single, you could receive up to $1400.
• Single filers with income exceeding $80,000 will likely not receive a check.
• You could see your payment in a matter of days.

If you need more information , please visit the IRS website.

Read Also: When Will I Get My Stimulus Check Direct Deposit

Youre Getting A Paper Check

Why is my stimulus payment not in my bank account yet? If youre asking this question, a simple answer could be because youre due to get a paper check through the mail. Not everyone will get their stimulus payments through direct deposit so you have to watch out for the stimulus check envelope that may be landing in your mailbox very soon.

You May Like: What Was The Amount Of The First Stimulus Check

Will Future Relief Efforts Fill In These Gaps

Congress is negotiating the next aid package. Senate Republicans propose $600 billion to refund the PPP. House Democrats would like to include a $60 billion plan to fund community development financial institutions. These are credit unions and community banks that can reach out to the unbanked businesses that dont have a banking relationship.

The bill also includes additional funding for extended unemployment and health benefits. It would add funds for hospitals and community health centers. It would include hazard pay for health care workers and other essential services. The bill would provide more funding for state and local governments. Unlike the federal government, they cannot run a budget deficit. Lower taxes means less revenue, threatening their ability to provide essential services.

Can Your Stimulus Check Be Garnished

In most cases, No. Most individuals and families should receive a stimulus payment, even if you owe back taxes or other debts to the government or creditors. Ohio law also protects your stimulus check from being garnished by creditors and private debt collectors.

If you owe back child support, the CARES Act allowed a reduction or offset to your first stimulus payment for back child support. However, your second and third stimulus payments can’t be garnished for back child support.

You May Like: Second Stimulus Check Jackson Hewitt

High Income Earners Aren’t Eligible For Stimulus Checks

Eligibility for stimulus checks is based on your adjusted gross income and filing status from your latest tax return, either from 2019 or 2020 if it’s already been filed and processed.

You’ll need to have an AGI at or below a certain amount to be eligible for the full stimulus check, though people with a slightly higher AGI can qualify for a partial amount. Here are the limits for each filing status.

• Single filers: AGI of $75,000 or less to qualify for the full check, or up to $80,000 for a partial check.
• Head-of-household filers: AGI of $112,500 or less to qualify for a full check, or up to $120,000 for a partial check.
• AGI of $150,000 or less to qualify for a full check, or up to $160,000 to qualify for a partial check.

Families and individuals with AGIs above these limits won’t be eligible for stimulus checks.

Reasons Why You Havent Received Your $1400 Stimulus Check

If you see that youre indeed eligible for the stimulus money, there are several reasons why you are still waiting. In no particular order, here are the top five.

Since President Joe Bidens American Rescue Plan was signed into law in early March, the Internal Revenue Service has worked tirelessly to send out a hundred twenty-seven million coronavirus relief checks that could potentially be a lifesaver for many financially struggling Americans.

Despite that success, know that there are millions of Americans who are still sitting empty-handed, wondering daily if their stimulus check will ever arrive.

If youre one of those unlucky individuals, take note that fewer Americans will receive checks this time around, so make sure to confirm if you even qualify. Individuals who earn as much as $75,000 in adjusted gross income , or couples making $150,000in addition to their children or adult dependentsqualify for the full $1,400 per individual.

Moreover, single parents with at least one dependent who earn $112,500 or less also get the full amount. Families in which some members have different citizenship and immigration classifications are eligible for a payment, if at least one person has a Social Security number.

The payments, however, phase out much more quickly than in previous roundsan individual with an income of $80,000, or a couple with $160,000, will not be receiving any check.

1. Your bank account information or address has changed

3. You havent filed taxes

Also Check: How Much Is Our Next Stimulus Check

You Didnt File A Tax Return

If you are required to file a tax return, then income eligibility for the third stimulus check is based off your adjusted gross income from 2019 or 2020. That said, not everyone is required to file a tax return . If you didnt file a tax return in these years or use the IRS Non-Filers tool, then the IRS may not have your income information to determine your eligibility to get a stimulus check.

When You’ll Receive Your Payment

The final date to qualify has already passed for filers other than those with pending ITINs. If you have already filed, you don’t have to do anything.

If you have not received a payment by now, you will most likely receive a paper check. In addition, if you did not receive a refund with your tax return or owed money at the time of filing, you will receive a paper check.

Payments will go out based on the last 3 digits of the ZIP code on your 2020 tax return. Some payments may need extra time to process for accuracy and completeness. If your tax return is processed during or after the date of your scheduled ZIP code payment, allow up to 60 days after your return has processed. Please allow up to three weeks to receive the paper checks once they are mailed out.

Don’t Miss: How Can You Track Your Stimulus Check

Here’s Who May Still Be Eligible For Up To $16 Billion In Stimulus Checks

Thousands of Americans may still be owed a third government stimulus check a payment of $1,400 per eligible taxpayer that was authorized by the American Rescue Act in 2021.

About 645,000 potentially eligible people hadn’t gotten a third stimulus check by the middle of September 2021, according to a new report from the Treasury Department’s Inspector General for Tax Administration. Some of those people received checks after September, but the report didn’t identify how many of those taxpayers have received their payments since then.

The amount of the unpaid stimulus checks isn’t small, with the Treasury estimating the balance at $1.6 billion.

To be sure, the bulk of payments from the third round of stimulus checks have been distributed, with the IRS sending checks to more than 175 million taxpayers. But some people may have fallen through the cracks, while the current tax season may provide an opportunity for them to claim the overdue payment.

The IRS on March 30 said it is no longer issuing first-, second-, or third-round stimulus checks. But taxpayers who missed a check or didn’t get the amount they were entitled to can claim the extra payment as a Recovery Rebate Credit on their 2020 or 2021 federal tax return, the agency said.

Didn’t Get A Stimulus Check Yet Here’s Why You Might Not Qualify

The IRS has been sending waves of third stimulus checks to over 100 million people, but there are still tens of millions who may not get it.

Fewer people qualify for the $1,400 stimulus payment based on income alone. Did you make the cut?

Other reasons could be preventing you from getting a check, too. Here’s everything we know about who is and isn’t qualified for a $1,400 per person stimulus check. Also, here are nine unusual stimulus check facts you didn’t know. This story was recently updated.

Recommended Reading: Income Limits For Stimulus Check

How To Return The Cares Stimulus Check You Received In Error

It is important to return the stimulus payment if you believe that you received it in error.

You should return the payment separately to your amended return. In other words, the IRS is advising that you do not add the CARES payment to the check or electronic transfer you submit to cover your tax liability.

Instead you should follow the directions below.

I Heard Some People Would Be Getting Their Payment On Pre

From the IRS:

Nearly four million people are being sent their Economic Impact Payment by prepaid debit card, instead of paper check. The determination of which taxpayers receive a debit card was made by the Bureau of the Fiscal Service, another part of the Treasury Department that works with the IRS to handle distribution of the payments.

These Economic Impact Payment Cards arrive in a plain envelope from Money Network Cardholder Services. The Visa name will appear on the front of the card the back of the card has the name of the issuing bank, MetaBank®, N.A. Information included with the card will explain that the card is an Economic Impact Payment Card.

Those who receive Economic Impact Payment by prepaid debit card can do the following without any fees:

Make purchases online and at any retail location where Visa is accepted Get cash from in-network ATMs Transfer funds to their personal bank account Check their card balance online, by mobile app, or by phone

This free, prepaid card also provides consumer protections available to traditional bank account owners, including protection against fraud, loss, and other errors.

The card will come with instructions on how to activate and use it. Learn more at www.eipcard.com.

More information:

Also Check: Latest On 4th Stimulus Check

Who Will Not Get A Stimulus Check

• You will not get a check if you can be claimed as a dependent on someone elses tax return.
• You will not get a check if you do not have a valid social security number.
• You will not get a check if you are a “nonresident alien.”
• You will not get a check if you filed a form: 1040-NR, or 1040NR-EZ, 1040-PR, or 1040-SS for 2019.

Payment Status Not Available

If you see the message Payment Status Not Available, then there are three possible reasons according to the IRS:

• You are not eligible for a stimulus payment.
• The IRS does not have enough info to issue a payment
• Or the best-case scenario is that your payment has not been processed yet.

The IRS states on their website that you will need to check back again for updates as they will continue to process and issue payments through 2021. What could hasten the process is filing your 2020 tax return electronically.

You May Like: When Will Ssi Recipients Receive The Golden State Stimulus

People Without Social Security Numbers

Only those with Social Security numbers are eligible for stimulus checks, according to the American Rescue Plan.

Social Security numbers keep track of job benefits and income. They’re also an important part of tax filing a key part of stimulus check eligibility. They’re almost always required for job applications, and are even issued to some individuals who aren’t US citizens, such as permanent residents.

If you work in the US, you should have a Social Security number. If you don’t have a Social Security number, or need a new card with your number on it, it’s possible to apply for one through the Social Security Administration.

How Much Will I Get

There are four amounts you may be eligible for from Golden State Stimulus II: $500, $600, $1,000 or $1,100.

The $500 is available to:

• Those who qualified for the first stimulus and claimed a dependent on their 2020 taxes
• Eligible families of those without proper legal documentation

You may get $600 if you:

• Didnt qualify for the first stimulus and did not claim a dependent on your 2020 taxes

And you may get the $1,100 if you:

• Did not qualify for the first stimulus and claimed more than one dependent on you 2020 taxes

The $1,000 amount is only for ITIN filers who qualified for the first stimulus and claimed a dependent on their 2020 taxes. Those filing with a Social Security number are eligible for more funds.

Payments will be made either by mailed check or direct deposit, depending on how you requested your refund on your 2020 tax returns.

Read Also: July Stimulus Check 2021 For Single Person

I Had A Problem With The First Or Second Payment

Some individuals had too much income in 2019 to qualify for the first or second stimulus payment , but their income decreased enough in 2020 for them to qualify. If you fall into this category, you can file a tax return for your 2020 taxes and you’ll receive a recovery rebate credit as part of your refund .

In other cases, families received stimulus payments by direct deposit but the IRS neglected to add money for one or more of their children. Sometimes there didn’t seem to be a reason for this . For other families, it seems the IRS did not update the number of children that taxpayers have, even for families who claimed new children on their 2019 tax returns. You’ll be able to claim the rest of the stimulus payment when you file your next tax return.

You Filed Your Taxes But The Irs Is Still Processing Your Tax Return

If you recently filed either your 2018 or 2019 tax return, the IRS might still be processing it. Until its processed, the IRS wont be able to determine your stimulus check eligibility and youll likely still see the Payment Status Not Available error message.

The tax agency says its workers are swamped between the normal crush of tax filings and by administering the stimulus checks, so processing will likely be slow.

The IRS says that it updates your payment status no more than once per day, so if you did recently file your taxes, you only need to check the Get My Payment tool daily to see if there are any updates.

Recommended Reading: When Will People On Ssdi Get Their Stimulus Check

No Tax Return For 2018 Or 2019

People who haven’t filed tax returns in either 2018 or 2019 may not receive a stimulus payment, although it’s not too late to file a 2019 return now, Gleckman noted.

“Others who did not file either a 2018 or 2019 return would be ineligible for the payment, although they could file a 1040 now and still get a check,” he wrote. “Non-filers might include people who were students, people on public assistance or Supplemental Security Income, or even working people whose income fell below the standard deduction amount.”

What If My Check Is For The Wrong Amount

No system is perfect, and theres always a chance youll get your check and think youve gotten too much or too little based on your income or family status.

If you think you received too much, dont worry. Even if your income now is much higher than it was the last time you paid your taxes say you got a new job at the beginning of 2020 that bumped your income from $60,000 to $100,000, putting you out of eligibility for the checks you wont be expected to pay the check back. Enjoy your money, or consider donating it to a charity helping vulnerable people deal with this crisis.

On the flip side, if you believe you got too little say you lost your job in January and your income for 2020 is much lower than it was when you filed your last tax return, or if youve had a child since you filed there will be a provision for you to get the money you deserve based on your current income. This will involve next years tax return, and the mechanism hasnt been disclosed yet. That may not be much solace right now, but know there is a chance youll be able to claim more money down the line.

Don’t Miss: Update On Ssi Third Stimulus Check