A 4th Stimulus Check Is Happeningif You Live In These States
9 Minute Read | December 14, 2021
It seems like every time a stimulus check goes out, theres a five-second pause before someone starts asking, So . . . will there be another stimulus? If youre one of those people who has been wondering if a fourth stimulus will happen, weve got your answer: Yes . . . kind of. Its true, a fourth stimulus check is happeningbut only if you live in certain states in America.
Right now, you might be thinking, Wait. What? Really?
Yep, its for real. Lets dig into this topic layer by layer and coast to coast.
There Will Be Fewer Protections Against Garnishment
The COVID-Related Tax Relief Act prevented garnishment of second-round stimulus checks by creditors or debt collectors. They couldn’t be lost in bankruptcy proceedings, either. The IRS also had to encode direct deposit second-round payments so that banks knew they couldn’t be garnished. This is in contrast with the CARES Act, which didn’t provide similar protections for first-round payments.
Under the American Rescue Plan, your payment will be protected from reduction or offset to pay federal taxes, state income taxes, debts owed to federal agencies, and unemployment compensation debts. However, as with first-round checks under the CARES Act, there will be no additional protections against garnishment by private creditors or debt collectors for third-round payments. There’s nothing in the American Rescue Plan to stop creditors from getting your third stimulus check in bankruptcy proceedings, either.
There Have Been Recent Payments Made
Is there going to be another stimulus check and when last were the others received? The 1st payment was made to those earning below the income limits. The checks were paid into peoples bank accounts in the first week or so of April 2020 while the second round of direct payments was made in December of 2020 and January 2021.
The second round of aid was a $900 billion package. It was signed off by Trump in December 2020. Is there going to be another stimulus check? It was in about March of 2021 that President Biden signed into law the countrys third Covid-19 stimulus package.
What is the update on stimulus check 4? Is there going to be another stimulus check coming for Americans? Why should you be wondering about a new stimulus check, after all, people have been vaccinated and the economy has opened up? And yet there is talk of one for those living in certain states of America.
So is there a 4th stimulus check? Yes, there is, but things are a little bit different this time around. They are not coming from the federal government like the other three have done. This time around it depends on what state you live in.
Across the USA, a new stimulus check will be coming from a lot of the states so as to provide some kind of financial support to its citizens. The question now is which states are going to be giving a 4th stimulus check?
Read Also: Check For My Stimulus Payment
A $2000 Stimulus Check Petition Is Close To 3 Million Signatures
A Change.org petition that has collected more than 2.9 million signatures calls on Congress to send out a fourth stimulus check of $2,000 for adults and $1,000 for children on a monthly basis for the remainder of the pandemic. The petition notes that “the recovery hasn’t reached many Americans” and points to the need for immediate checks and recurring payments so that “we can keep our heads above water.” While the Change.org petition is close to becoming one of the most popular on its website, whether it will have any effect is another question.
A Fourth Stimulus Payment Is Currently Not In Any Proposal

Researchers have found that the first three stimulus checks helped reduce hardships like food insufficiency and financial instability. So far, during the pandemic, eligible adults have received a max of $3,200 and children have received up to $2,500. For struggling families, that’s not enough to bounce back from lost wages and benefits.
Since the American Rescue Plan, the White House has proposed several packages, including the American Jobs Plan and the Build Back Better agenda, but those don’t call for more direct aid. President Joe Biden is “open to a range of ideas” regarding stimulus aid, according to a June statement by White House Press Secretary Jen Psaki, but he already put forward what would be “the most effective for the short term.”
The scaled-back compromise of the $1 trillion bipartisan infrastructure deal, which was agreed to in the Senate on July 28, doesn’t include anything related to “human infrastructure” — it doesn’t address child care, improved wages or job training. Instead, those elements are to be included in the proposed $3.5 trillion reconciliation package, which is likely to be scaled back. The White House has outlined its “Build Back Better Agenda,” incorporating lower health care costs, tax cuts and investments in teachers and schools. Senate Democrats are working on the economic plan, but the process of approving final versions of the bill in Congress could take a while.
You May Like: Are Americans Getting Another Stimulus Check
Is There Going To Be Another Stimulus Check
When you ask the question is there going to be another stimulus check, an official answer has been made even though it is not straightforward as lawmakers have not approved a stimulus payment like the first three. Talking about what exactly is a stimulus check, it is a check that the US government sends to taxpayers in a bid to revive the economy. The money provides the purchaser with some money to start shopping.
Not only has the pandemic shaken the American economy, but the entire worlds economy. The virus has also shaken the U.S. labor market and many people have lost their livelihoods. For this reason, they have received 3 stimulus checks. Is there going to be another stimulus check? Look how the restaurant industry has been particularly hard hit and many have closed their doors, not for a few months, but forever.
Is there going to be another stimulus check for such businesses? There have been stimulus checks to help individuals and businesses survive. So far there have been three lots of federal stimulus aid since the start of the pandemic and these have come from two different administrations.
So is there going to be another stimulus check? So far the stimulus checks have been directed at low and medium-income families.
How Have Americans Spent Their Stimulus Checks
There have been threecount themthree wide-reaching stimulus checks from the government since the pandemic hit. And now that a good chunk of time has gone by since they dished out the first one, were starting to see how people spent that money. Our State of Personal Finance study found that of those who got a stimulus check:
- 41% used it to pay for necessities like food and bills
- 38% saved the money
- 11% spent it on things not considered necessities
- 5% invested the money
And on top of that, heres some good news: Data from the Census Bureau shows that food shortages went down by 40% and financial instability shrank by 45% after the last two stimulus checks.24 Thats a big deal. But the question here isif people are in a better spot now, will they be more likely to manage their money to make sure things stay that way?
Recommended Reading: Irs Stimulus Checks Direct Deposit Date
Third Payments Differed From Previous Economic Impact Payments
The third payments differed from the earlier payments in several respects:
- Income phaseout amounts changed. Payments were reduced for individuals with adjusted gross income of more than $75,000 . The reduced payments end at $80,000 for individuals and $160,000 for married filing jointly. People above these levels did not receive any payment.
- Payment amounts are different. Most families received $1,400 per person, including all dependents claimed on their tax return. Typically, this means a single person with no dependents received $1,400, while married filers with two dependents received $5,600.
- Qualifying dependents expanded. Unlike the first two payments, the third payment was not restricted to children under 17. Eligible individuals received a payment based on all of their qualifying dependents claimed on their return, including older relatives like college students, adults with disabilities, parents and grandparents.
Will There Be A Fourth Stimulus Check 3 Reasons Why You Might Get Another Federal Payment In 2022
- 9:52 ET, Jan 9 2022
AS the Covid-19 pandemic continues into 2022, many Americans are hoping there will be another federal stimulus payment.
Stimulus checks serve the purpose of helping those in need stimulate the economy during a financial downturn.
As a result of the coronavirus pandemic, we have seen three stimulus check packages passed on the federal level.
The first stimulus package included $1,200 in direct payments, and the next one sent $600 to Americans.
The latest stimulus payments, as part of President Joe Bidens American Rescue Act, sent $1,400 checks to Americans.
Although a fourth stimulus package seems unlikely given the rapid rebound in the economy and inflation, we list a few reasons why another might happen.
You May Like: What To Do If You Haven’t Gotten Your Stimulus Check
Fourth Stimulus Check Update: Is Another Relief Payment Coming
Many Americans want regular financial aid until the end of the pandemic
- IRS Child Tax Credit.Will parents receive a check in January?
The third and so far last nation-wide stimulus check in the United States of America saw more than 169 million payments sent out, but there are increasing calls for a fourth stimulus check.
In fact, some have gone further by arguing that there should be a fourth round of stimulus aid, which would see recurring payments sent out until the COVID-19 pandemic is deeded to have ended.
There has been $3,200 paid out to eligible adults so far from the US federal government, with $1,200 coming as part of the Coronavirus Aid Relief and Economic Security Act in March 2020 $600 as part of the December relief measure and $1,400 as part of the American Rescue Plan, which was signed in March 2021 by President Joe Biden.
Current Stimulus Check Details: $600 California Payments $1000 Teacher Bonuses More
Here are the state governments sending stimulus checks and bonus payments for individuals. Plus, more child tax credit payments are going out to families on Oct. 15.
A fourth stimulus payment isn’t on the agenda in 2021.
Families and individuals across the country have received three stimulus checks since the start of the pandemic, but a fourth stimulus check isn’t likely to happen. There is, however, a petition calling for $2,000 recurring checks to all Americans, which has collected more than 2.9 million signatures, but Congress has no official plans to approve another stimulus payment at this time. But many families are still facing numerous hardships, especially since the enhanced unemployment benefits have expired and delta variant cases are rising.
To close the gap in federal support, several state governments have developed programs to give residents additional financial relief. Millions of Californians received a second round of Golden State Stimulus checks , and low-income are eligible for direct payments of $300 or $500. Educators received bonuses in states like Florida, Michigan and Tennessee, and some front-line workers in Vermont also received checks.
Don’t Miss: How Will I Get My Stimulus
The Need For Financial Aid Is Less
With an update on stimulus check, there is no certainty about what is going to happen as the economy is definitely on the upswing and the need for financial aid is less than its even been since the start of the pandemic. There are many people too, who have been getting cash from the Child Tax Credit each month.
As already mentioned, there have been three stimulus checks so far from the government. Americans have used the money to buy food and pay bills while quite a lot of Americans saved the money.
No Stimulus Check 2022 Yet

White House press secretary Jen Psaki said that the White House is working toward the passage of a bill that funds these checks, one way or another, this month. And that the Biden administration might send families a much bigger check in February. To make up for the check that won’t come this month.
If we get it done in January, we’ve talked to Treasury officials and others about doing double payments in February as an option,Psaki said.
Of course, a double payment in February for everyone depends on the huge if in Psaki’s statement above. Namely, legislation must actually get passed pretty soon. Supporters, of course, have their fingers crossed. Abandoning this transformational expansion of the child tax credit would be a terrible mistake and set back efforts to lift the next generation out of poverty, the LAT editorial continues.
Don’t Miss: Can I Cash My Stimulus Check At Any Bank
Support For A Fourth Stimulus Check
A group of Democratic Senators, including Ron Wyden of Oregon, Elizabeth Warren of Massachusetts and Bernie Sanders of Vermont, sent a letter to President Joe Biden at the end of March requesting recurring direct payments and automatic unemployment insurance extensions tied to economic conditions.
As the Senators reasoned in their letter, this crisis is far from over, and families deserve certainty that they can put food on the table and keep a roof over their heads. Families should not be at the mercy of constantly-shifting legislative timelines and ad hoc solutions.
An earlier letter to President Biden and Vice President Kamala Harris from 53 Representatives, led by Ilhan Omar of Minnesota, carved out a similar position. Recurring direct payments until the economy recovers will help ensure that people can meet their basic needs, provide racially equitable solutions, and shorten the length of the recession.
Additional co-signers included New Yorks Alexandria Ocasio-Cortez and Michigans Rashida Tlaib, two other notable names among House Progressives. The letter didnt place a number on the requested stimulus payments. But a tweet soon after put it at $2,000 per month for the length of the pandemic.
$2,000 monthly payments until the pandemic is over.
READ MORE:
We’re Oh So Close To Getting A Third Stimulus Check But The Amount And Eligibility Rules For Your Next Stimulus Payment Will Be Different Than For Earlier Ones
A third stimulus check can’t arrive soon enough for people who are struggling financially. But even though we’re oh so close to seeing that happen, we’re not quite there yet. On Saturday, the Senate passed President Biden’s American Rescue Plan, which authorizes a third round of stimulus checks. However, the House of Representatives still has to approve changes made to the plan by the Senate before the president can sign the bill into law. That’s all expected to happen this week, which means some people potentially could receive a third stimulus check as early as next week.
While your third stimulus check will look a lot like your first and second stimulus payments, there are several important differences. The amount, for one, won’t be the same. Eligibility for a third stimulus check will be different, too. So that you’re not caught off guard, let’s take a look at the expected third-round stimulus checks and see how they differ from payments under the CARES Act and the COVID-Related Tax Relief Act. You might benefit more from your third-round stimulus check than you did from your first two payments. But you won’t know unless you read on!
1 of 10
Don’t Miss: Is There A 2nd Stimulus Check
Is A Fourth Stimulus Check Arriving In 2022
FILE – This May 8, 2008, file photo shows blank checks on an idle press at the Philadelphia Regional Financial Center, which disburses payments on behalf of federal agencies in Philadelphia. AP
As of right now, there are no plans for a fourth stimulus check in 2022. That doesnt mean efforts for additional financial assistance amid the coronavirus pandemic are done.
A petition for U.S. adults and $1,000 for children has been signed by 2.97 million people. If it reaches 3 million signatures, the petition will become one of Change.orgs most-signed petitions.
And while that petition has garnered millions of signatures and widespread attention, it appears unlikely it will move Congress to act. Instead, efforts are underway to extend the expanded Child Tax Credit, a measure passed during Marchs American Rescue Plan. The child tax pays parents up to $300 a month for children ages 5 and younger and $250 per child age 6-17. The remainder of the money up to $1,800 can be claimed when filing 2021 taxes in 2022.
The payments started in July and are set to end in December unless extended by Congress.
The $2.2 trillion Build Back Better bill, passed by the House on Nov. 19 and currently before the U. S. Senate would extend the monthly payments through 2022, short of President Joe Bidens proposal to stretch them into 2025.
That measure faces an uphill battle.
Who will receive stimulus funds in 2022?
Fourth Stimulus Check Possible Timeline
Right now, there is no fourth stimulus check timeline or fourth stimulus check release date. Until legislation is in motion, we can’t say how soon more relief money might arrive. We can’t say whether more relief money is coming, at all.
That said, the third stimulus check timeline happened rather quickly following Biden’s inauguration Jan. 20. It only took a few weeks for Congress to debate his American Rescue Plan. Once the president signed the bill on March 11, $1,400 checks were put in motion.
The IRS can begin sending out possible fourth stimulus checks in the same manner it sent the previous stimulus payments. Since the framework is already in place, Americans could begin receiving the fourth stimulus checks about two weeks after a relief bill allowing another round of direct payments is approved.
Read Also: Where’s My Golden State Stimulus 2