Saturday, September 23, 2023

How To Get My Stimulus Check Direct Deposit

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How To Change Change Direct Deposit Information For Your Unemployment Benefits

How to check the status of your stimulus check and enroll in direct deposit


  • Log in to your UI Online account.
  • Select View and maintain account information in the left pane.
  • Select Payment method options and click Edit.
  • Select the Direct deposit button and click Submit.
  • On the Maintain payment information screen, delete any information you wish to change and enter the following:
  • Select the bank account type
  • Enter your banks routing number
  • Click Verify to confirm your banks name
  • Enter your bank account number
  • Once you have entered the information correctly, click Submit.
  • Choose which language you would like to listen to the instructions in.
  • Select option 3 to change your direct deposit information.
  • Enter your Social Security number.
  • Enter your 4-digit TeleCert Personal Identification Number . Your PIN was selected at the time you filed for unemployment benefits. If you dont have a TeleCert PIN, learn how to create one.
  • Enter the 9-digit routing number of your bank.
  • Enter your bank account number followed by the pound sign.
  • Select the type of account: 1 for checking or 2 for savings
  • You will be asked to confirm your approval of direct deposit by certifying several statements. This completes your direct deposit enrollment process
  • Wait until you hear a Thank You message confirming your request before hanging up.
  • What If I Havent Received Previous Stimulus Payments For Which I Was Eligible

    The Internal Revenue Service and the Treasury Department have finished delivering the first and second Economic Impact Payments. You can verify your final payment status by visiting Get My Payment at

    If you were eligible for the first and/or second stimulus and either didnt receive an Economic Impact Payment or received one in the wrong amount, you can claim a Recovery Rebate Credit to correct the error. You must file a 2020 federal tax return to claim this credit, even if you are otherwise not required to file.

    B People Who Did Not File A Tax Return

    People who did not file a tax return for 2018 or 2019 fall into two groups. The first consists of those who receive social security benefits or VA benefits. The second consists of those who did not.

  • Non-Filers SSA Benefit Recipients: Anyone who receives VA compensation and pension benefits, supplemental security income or Social Security retirement, survivors, or disability benefits will receive their stimulus money automatically without taking any other action. They will get their money the same way they receive their benefits.

    However, there are two instances where it will be necessary for someone to take action.

  • If someone only started receiving benefits in 2020, they will have to use the Non-Filers: Enter Payment Info Here web portal to provide the government with the information it will need to determine whether they are eligible and the amount of money they are entitled to receive.

  • If someone has a qualified dependent under age 17, their payment will not be adjusted to reflect that fact. They will have to use the Non-Filers: Enter Payment Info Here web portal to provide the information the government will need to add an extra $500 for each qualifying child.

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    Can I Deposit My Stimulus Check With Mobile Deposit

    Yes, you can deposit physical stimulus checks using the Mobile Deposit feature in our HRCCU Mobile Banking app.

    While stimulus checks can be deposited using the Mobile Deposit feature, the limit for checks using this feature is $2,500, so if you receive a check over this amount you will need to call us at 518-886-3400 or email us at in order to deposit the check.

    To perform a Mobile Deposit, you must have an HRCCU checking account, be enrolled in Online Banking, and have our HRCCU Mobile Banking app downloaded. Once you have confirmed you have these items, please use the following instructions:

  • Sign your check, then below it, write Mobile Deposit or e-deposit. Be sure to include the date and member number.
  • Log into your HRCCU Mobile Banking app.
  • Select the checking account that you want to deposit your check into and type the deposit amount.
  • Continue to follow steps by taking photos and submit for processing*.
  • *Processing occurs Monday Friday throughout the day until 5 pm. Deposits post to member accounts within 2-3 hours. The first $200.00 is available within 2-3 hours of processing time . Maximum deposit amount is $2,500.00 per day. There is no limit on the number of daily deposits, as long as it does not exceed $2,500.00. Check should be kept for 60 days.

    Need further assistance? You can also call us at for support during normal business hours.

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    Why Should I Double Check My Payment Total With The Stimulus Check Calculator

    Get My Payment: IRS Portal for Stimulus Check Direct ...

    Delivering a third stimulus check in the middle of tax season has complicated matters. If you filed your taxes early and the IRS processed your 2020 return, it may use that information to calculate your stimulus total. If not, your third check will be based on 2019 totals, or other information the agency has .

    If your estimated total from the stimulus calculator differs greatly from what you received through direct deposit, it may signal that the IRS owes you money for dependents that were unaccounted for, or a different life circumstance, like if your adjusted gross income from 2020 is lower than from 2019. Again, we recommend holding on to that IRS confirmation letter to file a future claim.

    You may want to set up direct deposit with the IRS if you don’t have it already in place.

    Recommended Reading: I Still Haven’t Received My Third Stimulus Check

    Stimulus Payments: How We Are Changing Our Overdraft Process

    We made the decision to amend our overdraft processes to provide access to stimulus payments and advance child tax credits payments in their entirety for clients who deposit their Economic Impact Payment or Advance Child Tax Credit payments into a Union Bank deposit account via a check or direct deposit.

    If at the time your Economic Impact Payment or Advance Child Tax Credit payments is deposited your account has a negative balance, we may apply a Temporary Credit to cover the negative balances in your account so that you may have full access to your Economic Impact Payment or Advance Child Tax Credit payments. Clients who cash their check are not eligible to receive a temporary credit. The temporary credit will remain in your account for 90 days, after which it will be reversed, and the amount will become due.

    Important information about your temporary credit:

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    Must I File Electronically To Split My Refund

    You can split your refund whether you file electronically or on paper. However, IRS recommends using e-file to avoid simple mistakes that could change the amount of your refund, and therefore the amount available for deposit. You can file your tax return electronically for free using IRS Free File.

    Can I split my refund if I file a 1040-EZ?

    You can split your refund on an original return filed on any of the following: Form 1040, 1040-A, 1040-EZ, 1040-NR, 1040NR-EZ, 1040-SS, or 1040-PR. However, you cannot split your refund if you file Form 8379, Injured Spouse Allocation.

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    Will I Get A Third Stimulus Check

    If you are an eligible U.S. citizen or resident alien , you will likely receive a stimulus payment. In addition, each of your qualified dependents, regardless of age, would be eligible as well.

    The American Rescue Plan Act of 2021 defines dependent as any dependent for income tax purposes. This is a change from previous stimulus payments that stipulated child dependents under age 17. The proposed legislation also includes mixed-status families in which at least one family member has a Social Security number, similar to the way such families were included with the second stimulus payment.

    What If Someone Offers To Get Me My Stimulus Payment Sooner

    IRS Launching Tool To Track Stimulus Checks, Add Direct Deposit Information

    Protect yourself from scams. If someone is offering you a faster stimulus payment in exchange for money or information, they are a scammer. The IRS has noted a wave of new schemes involving Stimulus Payments. Most schemes involve attempts to collect your personal or financial information in order to receive your payment sooner, but other schemes may involve first sending you a bogus check and requiring that you call in with or mail in additional information.

    If you are the target of a scam, you can report it to the IRS by emailing . For more information, see the IRSs Coronavirus scams page.

    Home Stimulus payments and Chime

    Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

    While Chime doesnt issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing banks Deposit Account Agreement for full Chime Checkbook details.

    Also Check: How To Change Bank Info For Stimulus Check

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    What Will Happen If I Enter An Incorrect Routing Or Account Number

    Be very careful entering your account and routing numbers. IRS will handle account or routing number errors on split refunds the same as for regular direct deposits and mistakes can result in several different scenarios. For example, if:

    • You omit a digit in the account or routing number of an account and the number does not pass IRS validation check, IRS will send you a paper check for the entire refund
    • You incorrectly enter an account or routing number and your designated financial institution rejects and returns the deposit to IRS, IRS will issue a paper check for that portion of your refund or
    • You incorrectly enter an account or routing number that belongs to someone else and your designated financial institution accepts the deposit, you must work directly with the respective financial institution to recover your funds.

    IRS assumes no responsibility for taxpayer error. Please, verify your account and routing numbers with your financial institution and double check the accuracy of the numbers you enter on your return.

    Read Also: Does Everyone Get A Stimulus Check 2021

    Do You Need To File Your 2019 Income Tax Return To Receive Your Stimulus Payment

    If you filed for the 2018 tax year, you do not need to also file your 2019 federal income tax return before you can receive your stimulus check. The Treasury Department and IRS have stated that they can determine Economic Impact Payment eligibility and send a payment based on the personal information they have on file from an individuals 2018 tax return. The IRS website states that qualifying individuals who filed for 2018 will automatically receive their stimulus money, as will all qualifying individuals who receive Social Security retirement, disability , survivor benefits, Supplemental Security Income, Veterans Affairs Compensation and Pension benefits, or Railroad Retirement benefits.

    If you qualify for the stimulus check but do not usually file a tax return because you are not required to, you also do not need to file a 2019 tax return to receive a COVID-19 pandemic stimulus payment. Qualifying non-filers can use the IRS Non-Filers: Enter Payment Info Here Tool to enter their bank information or provide the IRS with their current mailing address.

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    Check The Get My Payment Tool

    The IRS website has been uploading data for your third stimulus payment into a tool on its website called Get My Payment. If your information has been updated, you’ll be able to see the date you can expect to receive your stimulus payment, or the date it was deposited or mailed. You should also be able to see whether your money was direct deposited or whether you’ll be receiving the payment by mail.

    Many people are seeing a message that says either the IRS doesn’t have enough information yet or you aren’t eligible for the payment. This message doesn’t necessarily mean you aren’t eligible for the payment. This information may be updated this coming weekend.

    Here are some of the issues people are seeing, either with their actual deposit or with the Get My Payment tool.

    What Information Will You Need

    Get stimulus payment faster. Direct Deposit deadline May ...

    To access the tool, you’ll be asked to provide a:

    • Social Security Number or Individual Tax ID Number
    • Date of birth
    • Street address and
    • Five-digit ZIP or postal code.

    If you file a joint tax return, either spouse can typically access the portal by providing their own information for the security questions used to verify a taxpayer’s identity. Once verified, the same payment status is shown for both spouses. In some cases, however, married couples who file a joint tax return may get their third stimulus payment as two separate payments half may come as a direct deposit and the other half will be mailed to the address the IRS has on file. If that case, each spouse should check the “Get My Payment” tool separately using their own Social Security number to see the status of their payments.

    If you submit information that doesn’t match the IRS’s records three times within a 24-hour period, you’ll be locked out of the portal for 24 hours . You’ll also be locked out if you’ve already accessed the system five times within a 24-hour period. Don’t contact the IRS if you’re shut out. Instead, just wait 24 hours and try again.

    Also Check: What’s In The Stimulus Package 2021

    Stimulus Update: Irs Launches Tool To Update Bank Info Ahead Of July 15 Child Tax Credit Payments

    Monthly payments from the expanded child tax credit will begin on July 15, the IRS said.

    STATEN ISLAND, N.Y. The Internal Revenue Service launched a new tool ahead of the July 15 child tax credit payment that allows families to check and update their bank account information.

    The IRS will send payments via direct deposit into bank accounts already on file with the IRS all other families will receive the payment in the form of a check.

    Once a check is received, families looking to switch their payment method can update their bank account information for future direct deposits by using the Child Tax Credit Update Portal.

    The second payment is scheduled for Aug. 13. For that and monthly payments through December, updates to bank account information must be made by Aug. 2.

    As of now, the expansion of the Child Tax Credit program has only been approved for 2021, but President Joe Biden and various lawmakers have expressed interest in making the programs expansion permanent.

    Eligible residents who filed their tax returns in 2019 or 2020, or who signed up to receive a stimulus check from the Internal Revenue Service , have been automatically enrolled in the program and do not have to take any action to begin receiving their payments on July 15.

    Those who did not file taxes or sign up for a stimulus check can enroll in the program through the White Houses Non-Filer website.




    When Will Your Stimulus Check Arrive

    The stimulus payments are being distributed to taxpayers either by direct deposit or by paper checks or debit cards arriving by mail. If youve been paying your taxes via direct deposit, the IRS should already have your banking information on file and will make the payment directly to your bank account.

    For direct deposit, the IRS uses data already in its system to determine which bank account to send the payment to. That most likely happens by attaching a routing and account number to your 2020 or 2019 tax filing, as well as inputting one earlier in 2020 for receiving your first stimulus check. Those receiving payments by mail will have to wait a little longer.

    This round, the Treasury Department is also working with the Bureau of the Fiscal Service to identify federal records of recent payments to and from the government to find a possible bank account alternative for delivering stimulus payments as a direct deposit. The move helped accelerate the stimulus check delivery timeline, the IRS said in a statement.

    In most cases, individuals arent required to take action to receive their checks and are discouraged from contacting the IRS, according to a Treasury Department release.

    The IRS and Treasury Department anticipate sending out more tranches on a weekly basis moving forward.

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    I Received A Second Payment But My Spouse Didn’t

    There have been cases where a couple submit their tax returns as “married filing jointly,” and both spouses are eligible for a $1,400 stimulus check, but one spouse received a payment and the other did not . This is an error on the IRS’s part. Unfortunately, the spouse who didn’t receive a check will have to claim a Recovery Rebate Credit on his or her 2020 tax return. See below for instructions on claiming the rebate on your tax return.

    When Do You Get Your Stimulus Check Direct Deposit

    If you don’t get a stimulus check by direct deposit on Wednesday – you’ll have to wait

    In 2020, Congress passed two stimulus bills to help the unprecedented number of people who are now out of work or facing other financial hardships due to the coronavirus pandemic. With the promise of a second round of money on the way, many Americans are asking how to get direct deposit for their stimulus checks.

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