Check The Status Of Your Stimulus Payment
You can now check the status of your 2021 Economic Impact Payment in the Get My Payment tool.
All first and second Economic Impact Payments have been sent and will no longer appear in Get My Payment. If you didnt get a first or second payment or got less than the full amounts, you may qualify for the 2020 Recovery Rebate Credit and must file a 2020 tax return even if you dont normally file.
Find help with this tool with Frequently Asked Questions.
Get My Payment updates once per day, usually overnight. Do not call the IRS. Our phone assistors don’t have information beyond what’s available on IRS.gov.
Previous payment information is no longer available in Get My Payment. See First and Second Payment Status.
Who’s Eligible For The Payment
Those eligible for the money could include people whose tax situation changed in 2021, but the change was not reflected in their latest tax return.
For example, parents who welcomed a child in 2021 may be eligible for the $1,400 payments as long as they meet income requirements.
Eligibility for the third round of stimulus checks, issued earlier this year as part of President Joe Biden‘s American Rescue Plan, was based on a family’s last tax return filed.
Since babies born in 2021 were not factored in, the $1,400 checks will be applied to their parent or guardian’s 2021 tax return.
Others may be eligible for more money as well due to a change in income or the addition of a dependent.
Payments begin to phase out for people who make more than those income limits.
They completely phase out for individuals who make more than $80,000 and couples who make more than $160,000.
The number of families still owed a $1,400 stimulus check is not yet known but it is estimated to be in the millions.
The figure wont be known until the total number of births for 2021 is revealed.
Where Is My Stimulus Check How To Monitor Your Payment Status With The Irs
The Internal Revenue Service has activated its online Get My Payment tool, allowing Americans to check exactly when their $600 stimulus check will arrive.
The payments are part of the $900 billion stimulus package that was passed last month as part of the second round of relief under the coronavirus aid for Americans.
When Will My Stimulus Check Arrive?
The new stimulus payments began rolling out last week, but the IRS said direct deposit payments may take several days to post to individual accounts. The IRS has urged Americans to be patient as mailed payments will require more processing and mail time.
Direct deposits will be made to those that have provided a valid routing and account information for direct deposit purposes, the IRS said. Paper checks will go out throughout January, and some people may be mailed debit cards.
How Do You Use The Get My Payment Tool?
The IRS has provided the Get My Payment tool for individuals to determine when they can expect their stimulus money to arrive. The Get My Payment tool is available on the IRS.gov website in both English and Spanish.
To use the tool, individuals will need to enter their social security number, date of birth, street address, and zip code. Once the proper information is provided, the tool will give the status of when the stimulus payment is anticipated to be deposited or mailed.
How Do I Get My Second Stimulus Check?
Who Is Getting A Stimulus Check?
Who Do I Contact If My Stimulus Check Doesnt Arrive?
You May Like: Has The New Stimulus Bill Passed
There’s A Glitch With Your Bank Tax Prep Software Or The Irs
This explanation may be the most frustrating of all for people wondering where the heck their stimulus checks are. But a mistake made by your bank, the IRS, or the tax-prep software you used to file returns could screw up your stimulus payment.
As the Washington Post reported, the stimulus payments for millions of taxpayers may be delayed because of a glitch with tax-prep software firms, such as TurboTax, H& R Block, and Jackson Hewitt. The IRS might not have direct deposit information for you if you used one of these services and received an advance on your tax refund, or if you paid for the service by deducting the fee from your tax refund. And if the IRS doesn’t have your direct deposit info, your stimulus check will be delayed. If you think this situation applies to you, use the IRS Get My Payment app to provide the agency with your direct deposit details.
Who Can Get A Stimulus Check
As you have probably noticed, only those who are eligible for a stimulus check will receive one. who is eligible for stimulus checks? Individuals with a Social Security Number. This broad term is not the only parameter that affects eligibility to a government stimulus check.
With the first and second stimulus checks, individuals who claimed as dependent were not eligible to receive the check. However, those who claimed dependents under the age of 17 were eligible for the payment. The same goes for the third stimulus check.
Another factor that affects stimulus checks is income:
- To receive any of the three checks, single tax filers must have an income of under $75,000.
- Heads of a house with an annual income of $112,500 are eligible for stimulus checks.
Recommended Reading: Is Stimulus Check Taxable Income
What To Know About Adding Your Direct Deposit Details
You can’t use the Get My Payment tool to sign up for a new account or correct details about your payment. Even if the IRS is unable to deliver your payment to a bank account and the money is returned to the government, you won’t be able to correct the details online — the IRS says it will send the money again by mail.
The extended tax deadline was May 17. With the agency’s delay in processing tax returns, trying to register for a new direct deposit account with your 2020 tax return won’t get you into the system quickly enough. However, if you haven’t submitted your taxes yet, signing up for a new direct deposit account could still get you IRS money faster in the future, such as tax refunds or the upcoming child tax credit.
How Will I Know When My Stimulus Payment Has Been Deposited
As always, you can use online banking or the U.S. Bank Mobile App to monitor your account balance and transactions as often as you wish.
To be notified in real time, we recommend setting up a transaction alert . You can choose to be notified by text1 or email whenever a deposit or withdrawal is made on your account.
Visit the Get My Payment site at IRS.gov to monitor the status of your payment.
Recommended Reading: Irs Get My Payment Second Stimulus Check
What If You Have Trouble With The Tool
To use the Get My Payment tool, you must first verify your identity by answering security questions. If the information you enter does not match IRS records, you will receive an error message. To avoid this:
- Double-check the information requested
- Make sure what you enter is accurate
- Try entering your street address in a different way and
- Use the US Postal Services ZIP Lookup tool to look up the standard version of your address, and enter it into exactly as it appears on file with the Postal Service.
If your answers do not match the IRS records three times, youll be locked out of Get My Payment for security reasons. If that happens, you must wait 24 hours and try again. If you cant verify your identity, you wont be able to use Get My Payment. Unfortunately, theres no fix for that: the IRS says not to not contact them.
However, if you verified your identity and received Payment Status Not Available, this means that the IRS cannot determine your eligibility for a payment right now. There are several reasons this could happen, including:
- You didnt file either a 2018 or 2019 tax return or
- Your recently filed return has not been fully processed.
Again, the IRS says theres no fix for that and you should not contact them.
Amount And Status Of Your Payment
To find the amount of the third payment, create or view your online account or refer to IRS Notice 1444-C, which we mailed after sending the payment.
If you are sent a plus-up Economic Impact Payment after your 2020 tax return is processed:
- The amount of your initial third payment will no longer show in your online account. You will only see the amount of your plus-up payment.
- The status of your initial third payment will no longer show in Get My Payment. You will only see the status of your plus-up payment.
You May Like: When Will I Receive My Second Stimulus Check
When Will Your Stimulus Check Arrive
The stimulus payments are being distributed to taxpayers either by direct deposit or by paper checks or debit cards arriving by mail. If youve been paying your taxes via direct deposit, the IRS should already have your banking information on file and will make the payment directly to your bank account.
For direct deposit, the IRS uses data already in its system to determine which bank account to send the payment to. That most likely happens by attaching a routing and account number to your 2020 or 2019 tax filing, as well as inputting one earlier in 2020 for receiving your first stimulus check. Those receiving payments by mail will have to wait a little longer.
This round, the Treasury Department is also working with the Bureau of the Fiscal Service to identify federal records of recent payments to and from the government to find a possible bank account alternative for delivering stimulus payments as a direct deposit. The move helped accelerate the stimulus check delivery timeline, the IRS said in a statement.
In most cases, individuals arent required to take action to receive their checks and are discouraged from contacting the IRS, according to a Treasury Department release.
The IRS and Treasury Department anticipate sending out more tranches on a weekly basis moving forward.
Can I Track My Payment
The IRS reopened its “Get My Payment” website following the passage of the American Rescue Plan, allowing people to track when they might receive their stimulus checks. The IRS created this portal last year for the $1,200 stimulus checks directed by the Coronavirus Aid, Relief and Economic Security, or CARES, Act.
When people check the “Get My Payment” site for the new $1,400 checks, they typically see one of several messages.
First, some people will see that their payment has been processed, along with a payment date and whether the payment will be sent via direct deposit or mail. If a check is sent by mail, the IRS will either send a paper check or a pre-paid debit card.
Others may see a message that they are eligible, but their payment hasn’t been processed and therefore there’s no payment date available.
Read Also: File For Second Stimulus Check
Who Is Eligible For A Payment
Eligible individuals will receive checks of up to $600 for individuals and up to $600 for each qualifying child. The amount of the checks would start to phaseout for those earning more than $75,000 .
As before, dependents who are 17 and older are not eligible for the child payment. This is important to understand because there had been some discussions about changing the eligibility for dependents: that did not happen.
You can find out more about phaseouts and eligibility here. Additional information is also available on the Internal Revenue Service website at IRS.gov/EIP.
What Does Need More Information Mean
Others may see a “need more information” message, which the tax agency said means the payment was returned to the IRS because the U.S. Postal Service wasn’t able to deliver the check. In that case, people can use the “Get My Payment” site to provide the IRS with bank information but the tax agency said that only people who get the “need more information” message will be able to add their bank information to the portal.
Read Also: When Will Bank Of America Deposit Stimulus Checks
Find Out If Your Tax Return Was Submitted
You can file your tax return by mail, through an e-filing website or software, or by using the services of a tax preparer. Whether you owe taxes or youre expecting a refund, you can find out your tax returns status by:
-
Looking for emails or status updates from your e-filing website or software
If you file your taxes by mail, you can track your tax return and get a confirmation when the IRS has received it. To do so, use USPS Certified Mail or another mail service that has tracking or delivery confirmation services.
Irs Says You Can Now Check The Status Of Your Stimulus Check With Get My Payment Tool
BRAZIL – 2020/10/09: In this photo illustration the Internal Revenue Service logo seen … displayed on a smartphone.
The Internal Revenue Service has announced that the Get My Payment tool is now open. Folks looking for information about their stimulus checks can now check the status of both their first and second payments by using the Get My Payment tool, available in English and Spanish only on IRS.gov.
The Get My Payment tool will allow you to confirm that:
- Whether the IRS has sent your second stimulus payment.
- Whether the IRS sent your first stimulus payment. Not that some people received their first stimulus in partial payments if you received partial payments, the tool will show only the most recent.
- Whether to expect your stimulus payment by direct deposit or mail.
According to the IRS, data is updated once per day overnight, so there’s no need to check more than once per day.
The IRS advises folks to use the tool to check on the status of their stimulus payment, but not to call. The IRS phone assistors do not have additional information beyond whats available on IRS.gov and in the Get My Payment tool.
This second round of checks is part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, passed by Congress last week and signed into law by President Trump on Sunday night.
You May Like: Next Batch Of Stimulus Payments
Still Waiting On Your Stimulus Check
The rampant spread of COVID-19 in the United States has caused a serious financial impact on the U.S. economy, as the stock market plunged amidst job losses and closed businesses. A glimmer of hope, though, has been the recent passing of legislation to help boost the American economy. The stimulus checks, which are part of a $2 trillion CARES act relief package, are set to help Americans who are unemployed or losing income due to COVID-19. Americans are receiving a $1,200 direct deposit or check from the IRS, assuming you meet the eligibility criteria.
Even though millions of Americans have received their payment, there are still many who have yet to see their stimulus check. If you find yourself in this category, there could be many reasons why you dont have your check. We wanted to point out some common reasons why your check may not have arrived and what you can do to make sure it gets to you safely!
How To Check The Status Of Your 2021 Stimulus Check
The COVID-19 relief package passed by the U.S. congress in December includes funding for a second round of stimulus checks. Even if you received a $1200 check in the spring of 2020, you may have questions about what to expect this time around. From the stimulus check amount to the best way to track it, here’s what you need to know.
Don’t Miss: Haven’t Got Stimulus Yet
When Are Stimulus Checks Being Sent Out
Here’s the rough schedule so far, courtesy of a House Committee on Ways and Means memo:
- week of April 13: the IRS will send out 60 million payments to taxpayers for whom it has direct deposit information from their 2018 or 2019 tax returns
- late April: the IRS will do a “second run of payments” to Social Security beneficiaries who didn’t file tax returns in 2018 or 2019 but do have direct deposit on file
- week of May 4: the IRS will start mailing paper checks at a rate of 5 million per week a process that could last up to 20 weeks
How We Make Money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Recommended Reading: Track My Payment Stimulus Check