Wednesday, March 29, 2023

How Do I Track My Stimulus Check

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Can You Track Your Stimulus Check

How to track your stimulus check

Originally Published: Originally Published:4 min read

UPDATE: Money first published this story in April 2020. The federal government has since approved a second and, more recently, third round of coronavirus stimulus checks.

You can use the Get My Payment tool on the IRS website to track your stimulus check. After briefly going offline last week, it’s now up and running with current information.

Read more about the third stimulus check timeline here.

It sounds like a question on a high school physics quiz: The government is giving you $1,200. You’re not sure when it’s being sent or when you’ll receive it. How can you determine where the money is?

This is what millions of Americans are asking about their coronavirus stimulus payments, which started going out last week. The IRS is in charge, but it’s still scary to think about an important $1,200 check getting lost in the mail .

Here’s what we know about how to find out where your relief money is.

Theres Still Time To Get Payments

If you havent yet filed your tax return, you still have time to file to get your missed 2021 stimulus payments.

Visit ChildTaxCredit.gov for details.

The IRS has issued all first, second and third Economic Impact Payments. You can no longer use the Get My Payment application to check your payment status.

Most eligible people already received their Economic Impact Payments. However, people who are missing stimulus payments should review the information below to determine their eligibility to claim a Recovery Rebate Credit for tax year 2020 or 2021.

Securely access your IRS online account to view the total of your first, second and third Economic Impact Payment amounts under the Tax Records page.

Can I Change My Bank Account Information

The IRS says that option isn’t available this time around because the tax agency is issuing the checks based on information it already has on file from the first round of checks. In the first round of checks directed by the Coronavirus Aid, Relief and Economic Security Act , people could enter or correct their bank account information at the “Get My Payment” site.

However, that’s not an option in the second round. “You will not be able to add new routing or account information and cannot request to receive your payment by EIP Card,” the IRS said on December 30.

Also Check: When Will Green Dot Deposit Stimulus Checks

What If My Payment Status Is Not Available

If you receive this message, you can claim the recovery rebate credit.

Youll also need to file a 2020 tax return, even if youre not required to do so.

A recovery rebate credit calculates the eligibility and the amount of your stimulus check based on information from this tax return.

Youll need to fill out the recovery rebate credit worksheet which will help check if youre eligible for a payment.

The IRS has more information on how to file a tax return electronically online.

When Will I Get The Third Stimulus Check

How Do I Track My Stimulus Check

You may get a stimulus check starting as early as this weekend. However, stimulus payments will not be distributed all at once. Similar to the first and second stimulus checks, the IRS will send stimulus payments in this order:

  • First to individuals with direct deposit who have bank account information on file and
  • Second, paper stimulus checks and prepaid debit cards sent via mail.

Recommended Reading: Has The New Stimulus Bill Passed

What Will Get My Payment Tell Me

The “Get My Payment” site will inform you about the date of the payment and the method, which the IRS says will either be the mailed payment date or the date of direct deposit to your bank account. Checks sent in the mail will need more processing and mailing time, although the IRS didn’t specify the length of time that will be needed.

The IRS says it is prioritizing direct deposit payments to people with valid routing and account information.

When Will I Receive My Stimulus Check How Do I Track The Status Of My Stimulus Check

Eligible taxpayers who filed a tax return in 2019 or 2018 and chose to receive their refund through direct deposit into their checking or savings account will automatically have their stimulus payment deposited into that account.

To find out when your stimulus check is coming, visit the IRS Get My Payment tool.

If the Get My Payment site says, Payment status not available its for one of the following reasons:

  • The IRS hasnt finished processing your 2019 return, Stimulus Registration, or IRS Non-Filers entry.
  • Get My Payment doesnt have your data yet.
  • If you receive Social Security, VA benefits, SSA or RRB Form 1099 and dont typically file a return, your information isnt available in Get My Payment yet.
  • Youre not eligible for a payment.

Get My Payment information is only updated once per day, so if you receive a Payment status not available message check back the following day to see if your status has changed.

Also Check: Congress Stimulus Program For Middle Class

Amount And Status Of Your Third Payment

You can no longer use the Get My Payment application to check your payment status.

To find the amount of the third payment, create or view your online account or refer to IRS Notice 1444-C, which we mailed after sending your payment. Were also sending Letter 6475 through March 2022 confirming the total amount of the third Economic Impact Payment and any plus-up payments you were issued for tax year 2021.

You can also securely access your individual tax information with an IRS online account to view your total Economic Impact Payment amounts under the 2021 tax year tab. You will need the total of the third payment and any plus-up payments you received to accurately calculate the 2021 Recovery Rebate Credit when you file your 2021 federal tax return in 2022.

Why Is It Saying Payment Not Available

Stimulus checks: Here’s how to track your stimulus money

This was a message that frustrated many consumers in the first round of checks, and resulted from a number of issues, such as if the IRS was still verifying whether a person qualified for a check.

Some people are receiving this message with the second round of stimulus checks, which the IRS says either means the person doesn’t qualify for a check such as if their income exceeds the eligibility threshold or the IRS says it was “unable to issue you an EIP 2 payment,” which is the IRS’ term for the second stimulus check.

The IRS said that it might not be able to issue a second stimulus payment if it is still processing your most recent tax return.

Read Also: When Stimulus Checks Coming Out

Special Reminder For Those Who Don’t Normally File A Tax Return

People who don’t normally file a tax return and don’t receive federal benefits may qualify for stimulus payments. This includes those without a permanent address, an income or bank account.

If you’re eligible and didn’t get a first, second or third Economic Impact Payment or got less than the full amounts, you may be eligible for a Recovery Rebate Credit, but you’ll need to file a tax return.

Payment Status Not Available: What Should You Do

The IRS Get My Payment tool will only let you input new direct deposit or bank account information if youre seeing a Need More Information status, breaking with tradition from previous stimulus check rounds. That works either by submitting a financial product that includes a routing and account number with it, whether it be a bank account or prepaid debit card.

The easiest way to make sure that the IRS has the most accurate picture of your financial situation and personal whereabouts is by submitting your 2020 tax return. You now have until May 17 to submit your 2020 tax return, after the IRS on March 17 announced it was delaying the deadline by a month.

However, given the unprecedented and unconventional nature of the current tax season, the Treasury Department and IRS may have already attempted to send out your payment before your tax information was processed.

You could also update your mailing address by submitting a Form 8822, Change of Address, or notifying the IRS orally of your move. But be prepared: You might experience delays waiting for confirmation, given that the IRS has already begun distributing these stimulus checks. As always, a direct deposit is the fastest way to guarantee you receive a payment.

Also Check: Third Stimulus Check Deposit Date

What If The Irs Sent The Check To A Closed Account

Because people can’t update their bank account information on the “Get My Payment” site, there’s concern that some checks might be sent to accounts that were recently closed. If that’s the case, the IRS says you’ll have to wait until you file your 2020 tax returns.

The stimulus checks are actually a tax rebate that can be applied to your annual tax returns but that means people may be waiting weeks or even months for their stimulus money to show up through their tax refund.

Ssi Recipients Should Get Their Checks Next Week

Get My Payment: IRS launches stimulus check tracking tool

Stimulus payments to Social Security recipients and other federal beneficiarieswho do not normally file a tax returnhave suffered delays but are expected to go out this week and should be received on Wednesday 7 April.

If you haven’t signed up for direct deposit with the IRS, the quickest and easiest way to make sure they have your contact details is with your current home address. If your payment cant be delivered to you for any reason, it will be returned to the IRS.

If that happens, you must request that your payment is reissued into your bank account by direct deposit. This can be done through the Get My Payment tool on the IRS website. Get My Payment is the only option available to get your payment status the Wheres My Refund and Online Account tools will not provide the status of your Economic Impact Payments.

Questions about the third Economic Impact Payment? You can get answers with the #IRS Get My Payment tool. To get started visit #COVIDreliefIRS

IRSnews

Read Also: Stimulus Check How To Apply

What If I Never Got The 1st Or 2nd Stimulus Checks

If you’re missing a first or second stimulus check but believe you qualify, then you can claim the money on your 2020 tax return . The payments are worth up to $1,200 and $600 per person, respectively.

When you prepare your tax return, you’ll be asked to report the total Economic Impact Payment received to date.

There will be a separate worksheet on your tax return with instructions for calculating any outstanding amount owed to you, if anything. If you file your taxes using online software, the provider will prompt you to enter the required information and do the calculations for you.

The IRS advises filers to only fill out this portion of their return if they received less than the maximum payment amount.

The Irs Has The Wrong Bank Info

The IRS is sending payment to the bank account it has on file for you. If you’ve changed banks and closed the account, or the bank number on file with the IRS is wrong, the payment won’t go through, but you’ll still get your money. As the IRS says, “If the account is closed or no longer active, the bank will reject the deposit and you will be issued a check that will be mailed to the address we have on file for you.”

Recommended Reading: How Do You Know If You Qualify For Stimulus Check

How Can I Check The Status Of My Stimulus Check

The IRS has created a portal for Americans to use to determine when and where stimulus checks will be deposited. Track your payment here.

If the portal says “Payment Status Not Available” or any other error message, please refer to the IRS Economic Impact Payment information center.

Please remember that Extraco Banks is unable to troubleshoot issues related to receiving these stimulus payments as they come directly from the United States Treasury. Please refer to the official IRS website for any questions regarding your payment.

How To Check Your Refund Status

How to track your stimulus check

Use the Where’s My Refund tool or the IRS2Go mobile app to check your refund online. This is the fastest and easiest way to track your refund. The systems are updated once every 24 hours.

You can to check on the status of your refund. However, IRS live phone assistance is extremely limited at this time. Wait times to speak with a representative can be long. But you can avoid the wait by using the automated phone system. Follow the message prompts when you call.

Also Check: When Will I Get My Stimulus Check Direct Deposit

Can I Track My Payment

The IRS reopened its “Get My Payment” website following the passage of the American Rescue Plan, allowing people to track when they might receive their stimulus checks. The IRS created this portal last year for the $1,200 stimulus checks directed by the Coronavirus Aid, Relief and Economic Security, or CARES, Act.

When people check the “Get My Payment” site for the new $1,400 checks, they typically see one of several messages.

First, some people will see that their payment has been processed, along with a payment date and whether the payment will be sent via direct deposit or mail. If a check is sent by mail, the IRS will either send a paper check or a pre-paid debit card.

Others may see a message that they are eligible, but their payment hasn’t been processed and therefore there’s no payment date available.

Why Can’t I Get On The Get My Payment Site

The IRS said this can happen if people don’t provide security answers that match the tax agency’s information over the course of several attempts to log in. The IRS asks for personal information such as a Social Security number, birthdate and address.

“If you can’t verify your identity, you won’t be able to use Get My Payment,” the IRS said. “Don’t contact the IRS for assistance with a lockout IRS assisters can’t unlock your account.”

However, the site will allow you to try again after 24 hours.

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Can I Change My Stimulus Payment Method

The IRS is using information from your last filed tax return to send your stimulus payment.

If you arent sure how the IRS will be sending your stimulus, you can use the IRS Get My Payment tool to check. If they havent sent your stimulus payment yet, you can update your direct deposit information. If they already sent your payment, theres nothing you can do to change your payment method.

How To Use The Get My Payment Tool

Irs Gov Stimulus Check Tracking System

If you want to use the Get My Payment tool to see when your check is projected to arrive, you’ll need to have your Social Security number, date of birth and the mailing address used on your tax return. Having a copy of your most recent return will speed the process, the IRS says. You will receive one of three messages when you use the Get My Payment tool:

Payment Status. If your payment has been processed, the tool will return a Payment Status message that tells you the date it will be sent. If it hasnt been processed, and youre eligible, the tool will tell you that the payment date isnt available yet.Need More Information. If the tool returns a Need More Information message, your stimulus payment was returned to the IRS because the post office couldnt deliver it. To get it reissued, you can provide a bank routing number and account number, or a reloadable prepaid debit card number.

If you need to add your bank information for direct deposit, youll need to know the type of account you have , your account number and your bank routing number. You may also need your adjusted gross income from your most recent tax return and the refund or amount owed from the latest filed tax return. You may have to answer additional security questions.

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Who Is Eligible For The Third Stimulus Check

If youre trying to track your stimulus check, youll first want to know if youre eligible to receive one information that the Get My Payment tool wont explicitly inform you when you go track your check.

One good rule of thumb for determining if you qualify: If you were eligible to receive the full amount before, youll be eligible again. Income requirements for receiving full stimulus checks are the same for both individual and married tax filers, while income information is based on your most recently processed tax return .

If you earned up to $75,000 youre slated to get the full relief check worth $1,400. Married couples will thus receive $2,800 as long as their combined AGI doesnt top $150,000.

But the point at which payments completely phase out for Americans happens sooner on the income scale, a move meant to appease more deficit-minded lawmakers and shrink the size of the overall relief package.

Individuals total payments decrease by $28 per every $100 over the income threshold. Single filers and married couples who make $80,000 and $160,000 or more a year, respectively, wont receive a check at all.

Eligible U.S. adults will see $1,400 per each individual in their household, including adult dependents, such as college students.

If youre ineligible for a stimulus payment but currently out of work, heres how to apply for unemployment benefits.

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